Teresa Ghilarducci

How to Retire with Enough Money (eBook, ePUB)

And How to Know What Enough Is

• Format: ePub

Produktbeschreibung

"Uses humor [and] easy-to-understand calculations ... to showcase how readers from varying walks of life can make sustainable retirement savings choices." -Library Journal Here is a one-sitting read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion,How to Retire with Enough Moneycuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved-the rule of thumb is eight to ten times your annual salary before retirement-and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to get rid of those for-fee (or hidden-fee) financial planners who suck up valuable assets. Why it's always better to pay off a loan or a mortgage. No gimmicks. No magical thinking. Just an easy-to-follow program that works.

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Produktdetails

• Verlag: Workman Publishing Company
• Erscheinungstermin: 15. Dezember 2015
• Englisch
• ISBN-13: 9780761187110
• Artikelnr.: 43080968

Autorenporträt

Teresa Ghilarducci is the Bernard L. and Irene Schwartz Professor of Economics at the New School for Social Research. She has a Ph.D. in economics from the University of California at Berkeley, and is the author of When I'm 64: The Plot Against Pensions and the Plan to Save Them—and "Our Ridiculous Approach to Retirement," one of the most emailed recent New York Times articles. An expert on retirement, pensions, and personal savings, Dr. Ghilarducci has been featured in Time, U.S. News & World Report, The New York Times, The National Journal, Parade, Money, Kiplinger's, and BusinessWeek.