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"Compound interest is the greatest mathematical discovery of all time. Those who understand compound interest are destined to collect it. Those who don't are doomed to pay it." Attrib. Albert Einstein. "Every day while people try to save 50 cents clipping coupons, drive around the block to save $0.03 on a gallon of gas, or just plain shop for bargains, they are literally throwing away tens of thousands, even hundreds of thousands of dollars to interest. It is sickening. It is a financial crisis. But if you understand interest, you are destined to earn it, not pay it." Jeremy Washburn