Women Economic Empowerment Through Microfinance Institutions - Magara, Scovia
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In Uganda, women especially those in rural areas have been identified as the majority among the poor with neither a steady income nor collateral to secure loans in formal banks. As a result, a variety of microfinance initiatives were designed combining financing and social inter-mediation strategies to enable the poor access credit using a member's savings rather than formal collateral such as land. The government of Uganda and the private sector have invested a substantial amount of money towards achieving women's economic empowerment through microfinance institutions. Despite this…mehr

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Produktbeschreibung
In Uganda, women especially those in rural areas have been identified as the majority among the poor with neither a steady income nor collateral to secure loans in formal banks. As a result, a variety of microfinance initiatives were designed combining financing and social inter-mediation strategies to enable the poor access credit using a member's savings rather than formal collateral such as land. The government of Uganda and the private sector have invested a substantial amount of money towards achieving women's economic empowerment through microfinance institutions. Despite this investment, information regarding women economic empowerment through the use of loan facilities is still lacking. This book analyses the factors that constrain women in the access and use of credit for economic empowerment. The main argument here is that provision of credit alone, is not sufficient enough to elevate the economic status of the poor. The main idea here is that women need to play an active role in their own empowerment by being facilitated to make informed business choices and participate in making decisions concerning the allocation and control of their income.
Autorenporträt
Scovia Magara works with Kyambogo University as Assistant Lecturer in the Department of History and Political Science.She holds a Master of Arts in Ethics and Public Management,a PGDE and a BA(A)from Makerere University-Uganda.She has authored many books in ethics,Morality and Women studies and is currently pursuing her PhD at Makerere University.