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The frequency and intensity of natural disasters is on the rise. Insurance, an often confusing and unpopular tool, will be critical to successfully emerging from the effects of these crises. Understanding Disaster Insurance provides an accessible introduction to the complexities--and exciting possibilities--of risk transfer markets in the U.S. and around the world. Carolyn Kousky, a leading researcher on disaster risk and insurance, explains how traditional insurance markets came to be structured and why they fall short in meeting the needs of a world coping with climate change. She then…mehr

Produktbeschreibung
The frequency and intensity of natural disasters is on the rise. Insurance, an often confusing and unpopular tool, will be critical to successfully emerging from the effects of these crises. Understanding Disaster Insurance provides an accessible introduction to the complexities--and exciting possibilities--of risk transfer markets in the U.S. and around the world. Carolyn Kousky, a leading researcher on disaster risk and insurance, explains how traditional insurance markets came to be structured and why they fall short in meeting the needs of a world coping with climate change. She then offers realistic, yet hopeful, examples of new approaches. Understanding Disaster Insurance is a useful guidebook for policymakers, innovators, students, and other decision makers working to secure a resilient future--and anyone affected by wind, fire, rain, or flood.
Autorenporträt
Carolyn Kousky is the associate vice president for economics and policy at Environmental Defense Fund. Previously, she was Executive Director of the Wharton Risk Management and Decision Processes Center at the University of Pennsylvania. Dr. Kousky has written extensively on the economics and policy of natural disasters, disaster insurance market, and climate risk management policies. She is routinely cited in media outlets including NPR, The New York Times, The Washington Post, and others. Dr. Kousky is a University Fellow at Resources for the Future and a non-resident scholar at the Insurance Information Institute. She is vice-chair of the California Climate Insurance Working Group. She has a BS in Earth Systems from Stanford University and a PhD in Public Policy from Harvard University.