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Master's Thesis from the year 2016 in the subject Politics - International Politics - Topic: Development Politics, University of Hertfordshire, course: LLM Master Degree in Law, International Financial Law and Commercial Law, language: English, abstract: The dissertation aims to critically evaluate whether the goal of "Universal Financial Access and Financial Inclusion" is achievable by 2020, and can provide a catalyst for growth, stability, equality and reduction of poverty in the developing countries. It begins with an overview, offers various definitions, focuses on services' scope, and analyses for barriers that make people be excluded from the financial services and products, and their negative consequences. It, then, proves the possibility of achieving its purpose.Donors and Investors can play a key role in funding goal's projects. It emphasises the importance of protecting consumers and using technology and innovation to overcome barriers, chances of experiencing with high-interest rates or over-indebtedness. Furthermore, it explains the relationship between the goal and financial integrity, and illustrates that it can strengthen the confidence of financial institutions and systems. It argues that offering legal and financial environments is the most effective role of governments. It also evaluates Brazil and Bangladesh case studies.