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Are you tired of listening to the overcomplicated explanations on why the housing market collapsed? Are you wondering why our economy is struggling and what you can do to help? Are you questioning the government bailouts and wondering if they will work? Are you spending money you don't have? Are we, as a society, spending money that doesn't exist? If you answered yes to any of these questions, this book is for you! The Simple Answer and Solution to our Housing and Economic Crisis is based on my personal experiences with the housing market's sharp rise and dramatic fall. I decided to write this book to discuss my views on our current economic crisis in simple, everyday terms. Several years ago, I made a few risky decisions that could have led to financial disaster. Thankfully, my decisions only taught me a hard earned lesson, but I know how easy it was, and still is to become one of the victims of the recent housing market collapse. From my personal experiences, I learned some valuable lessons. I don't have all the answers or information, but hope to share my ideas on the cause and possible solutions to our current economic crisis.