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?This comprehensive but compact volume by a former economist of the Federal Home Loan Bank Board tells readers all they would want or need to know about the savings and loan industry. Beginning with a brief but thorough history of the industry, Woerheide goes on to explain the factors that determine the form, structure, and term of a typical firm's assets and liabilities. The critical question of risk exposure is discussed in detail along with recent evolutions in the activities of the institutions. Thus both theory of the firms and industrial organization are combined with detailed information on specific financial instruments and markets. A comprehensive bibliography, extensive footnotes, and a brief but complete index enhance the worth of this excellent work. It would make an excellent, and indeed basic, addition to any undergraduate collection on financial institutions and money and banking, community college and up.?-Choice