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What is the textbook? Meet Australia's first fully-illustrated personal finance textbook... This first-of-its-kind resource, traverses the A-Z's of personal finance. With 108 digestible activity-based chapters to use in the classroom or assign for independent learning, it's the easiest and most effective way to get your students smart about their money! Structured in a methodical way to make for effortless planning and delivery of your financial literacy program.3 Micro-credentials, broken down into; 9 Topics, broken down into; 27 Lessons, broken down into; 108 Theory + Activity Chapters Whether you choose to break down and allocate each micro-credential to a unique year level; or allocate topics amongst different subjects; or plan lessons across different terms; or assign chapters to spare-period / homeroom sessions... The power and flexibility is yours! What is the difference between each of the textbook options? The complete textbook includes all 3 micro-credentials worth of content. The Year 1, Year 2 and Year 3 textbooks are fractional books including content to complete a single micro-credential each.