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Planning for retirement can be a daunting task. This is especially true for university professionals. A unique set of risks and restrictions exist as seemingly impenetrable roadblocks to a successful, financially stable retirement for faculty and staff members. Since 1994, Collegiate Capital Management has been knocking through those roadblocks as advocates for academic investors-and our focus is only academic investors-around the country. We have earned the reputation as true partners with these clients because of our independent, flexible approach to managing portfolios through asset accumulation and retirement income distribution.