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Systematic investment plan is a disciplinary structured investment program. Where small investor can invest their small contribution regularly, according to set calendar. It helps investors to gain the benefits like power of compounding and cost averaging. Presently 2.69 crore SIP accounts are active in India. Research focus on identifying the investor's specific attitude towards mutual fund systematic investment plan, their perception about SIP and aim is to analyse the impact of risk and return on behavior of systematic investment plan investors.