Reverse Mortgage Loan in India - Perceptions of Beneficiaries
Pravallika Akula
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Reverse Mortgage Loan in India - Perceptions of Beneficiaries

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An Efficient Financial System should address to the requirements all the sections of the society, including the ageing population. To address the changing requirements of the ageing population, the financial markets have brought in a novel product called 'Reverse Mortgage Loan'(RML). In simple terms, RML is the "opposite" of a conventional home loan. A Reverse Mortgage enables a senior citizen to receive a regular stream of income from a lender (a bank or a financial institution) against the mortgage of his home. Reverse Mortgage thus turns the immovable property into a liquid asset that gener...