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This easy-to-read collection of essays will give you a mental framework of making smart, strategic decisions about money. Written over both the heights and the depths of the most turbulent investment climate seen in generations, this anthology will provide sobriety for bull markets and a survival guide for bear markets. Brad Brain, CFP, R.F.P., CLU, CH.F.C, CHS, CIM, FCSI, TEP is a veteran financial advisor with nationally recognized expertise in retirement income planning. He is an international speaker and award winning author. He has helped to author the Certified Financial Planners qualification exam, and has appeared as an expert witness for the Parliament of Canada.