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Nearly thirty years after Rich Coleman and Erica Fox narrowly survive their chilling death pact they are still together and thriving. Rich Coleman's son Matt has just passed the bar exams and is anxious to make his fortune practicing law. Unfortunately his plans to be a PI attorney have been soured by tort reform. Matt's new bride Lynn is a marketing major and, with the help of her college professor, comes up with a brilliant marketing plan - convince people that the credit card companies are manipulating them into a permanent state of financial slavery. Since their financial distress is a result of these practices there is no shame involved in filing a bankruptcy to get out of their grip and become a free person again. As a result of this plan business booms and bankruptcy filings climb. Of course several banks that are involved in predatory credit card practices are severely hurt. The problem is that these are very powerful people and they do not want his success to continue, nor do they want other lawyers copying his success in other parts of the country. One particular banker, Frank Hill of Midsouth Bank, is particularly disturbed by the serious financial losses his bank is suffering as a result of all these new bankruptcies. To save his bank from these crippling losses he orders some very drastic and ruthless measures to stop Matt and Lynn and to destroy their Debt Relief Centers of Texas. Hill's actions turn out to be quite effective and the Debt Relief Centers of Texas are put out of business. But as Matt reels from the devastation inflicted upon him, he concocts a plan to, not only destroy Frank Hill and Midsouth Bank, but to expose the credit card conspiracy in a way that will force Congress to do something about it. Love, greed and revenge fuel this raging thriller about the evil spawned by the Plastic Gods we love and cherish.