Microfinance & Loan Repayments
An Impact of Microcredit Repayments on Economically Weaker Sections in Uttar Pradesh
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Microfinance means the provision of financial services to low-income clients, including consumers and the self employed, who traditionally lack access to banking and related services. The beginning of the microfinance movement is most closely associated with the economist Muhammad Yunus, who in the early 1970's was a Professor in Bangladesh. In the midst of a countrywide famine, he began making small loans to poor families in neighbouring villages in an effort to break their cycle of poverty. He started micro credit by giving a loan of $ 27. In India, the concept of microfinance has existed si...
Microfinance means the provision of financial services to low-income clients, including consumers and the self employed, who traditionally lack access to banking and related services. The beginning of the microfinance movement is most closely associated with the economist Muhammad Yunus, who in the early 1970's was a Professor in Bangladesh. In the midst of a countrywide famine, he began making small loans to poor families in neighbouring villages in an effort to break their cycle of poverty. He started micro credit by giving a loan of $ 27. In India, the concept of microfinance has existed since the year 1904, when the Cooperative Societies Act was passed for ensuring production credit loans for farmers through primary credit societies. In this research, the researcher has used the regression analysis to study the effects of Age, Gender, Number of Dependent and Education level due to multiple loan contracts. Further, the relationship between variables taken in this research has been analyzed such as income of the respondents and the amount of the Loans.
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