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Have you ever got your credit file and looked at it without a clue what it all means? Equifax is one of the major credit reporting bodies in Australia. "How to Understand Your Equifax Credit File" is a book by Graham Doessel about understanding and managing your credit file with Equifax, a credit reporting body in Australia. The book covers topics such as what a credit file is, how to see what is on your credit file, how a credit score is calculated, and how to manage and improve your credit score. A credit file, also known as a credit report, is a detailed record of an individual's credit history. It includes information such as the individual's name, current and previous addresses, current and past credit accounts, and any credit inquiries made by lenders or other organizations. The credit file is used by lenders and other organizations to assess an individual's creditworthiness and determine whether to approve credit applications. By the end of "How to Understand Your Equifax Credit File" you'll be able to access and interpret your Equifax Credit file and Credit Score.