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If you still have any remaining funds, take charge of them and pay off that loan. In addition to destroying you, unmanageable debt may also ruin families and relationships. Use the advice in this book to get your money and your life in order before it's too late. Most individuals don't appear to have learnt financial literacy at a young age, which is why they may quickly get into debt or lose control of their finances. How to Manage Your Money will show you some of the fundamental techniques you need to master to manage your money effectively, including how to assess your financial condition and develop a debt payback plan. Money management may really be rather simple and enjoyable; it doesn't have to be difficult or complicated. I really think that by just learning how to efficiently manage our money, we can all get the happiness we want in our financial life.