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THE BLUEPRINT FOR PERSONAL FINANCE Asset Allocation, Budgeting, Banking, Consumer & Business Credit, Investing, Retirement Planning, Taxes, & More. There are millions of Americans living paycheck to paycheck and 69% have $1000 or less in savings. Most people have taken on more debt than ever and not many are talking about it... Our education system has failed us by not teaching the basics of personal finance and how we can create independence. This book will show you how to make smarter monetary decisions on your journey. Included are instructions for tracking income and net worth with the "Freedom Spreadsheet", strategies to minimize taxes, increase your credit score, save on bank fees, choose wise investments, plan for retirement, and much more. It's the information you need when navigating personal finance. This is not a guru book that will make you rich overnight but a practical guide to build the foundation of financial literacy. Will you use this knowledge to step toward financial freedom or be a product of a failed system? The choice is yours...