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This report looks at financial inclusion in Kazakhstan and considers how microfinance organizations could boost lending to its fast-growing micro, small, and medium enterprises (MSMEs). It analyzes the myriad hurdles that prevent many small enterprises from securing traditional bank loans and recommends ways business-focused lenders can help bridge the financing gap. Recommendations include expanding Kazakhstan's microfinance market and ensuring nontraditional lenders become more tech-savvy to help MSMEs access sufficient credit, create jobs, and drive economic growth.