Enhancing Security of Mobile Banking and Payments

Enhancing Security of Mobile Banking and Payments

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Electronic Commerce has increased the use of devices such as computers, phones and tablets in carrying out financial transactions. Mobile Banking has advanced e-commerce but has experienced challenges. This book demonstrates vulnerabilities of M-banking in Kenya, to cyber threats like phishing, ransomware and database attacks, which have led to a rise in banking fraud. Penetration testing is done on six M-banking applications used by Tier 1 banks in Kenya. From the penetration testing, it is evident that most M-banking applications are not secure, whereby they do not adhere to the Open Web App...