Dennis Rosenthal

Consumer Credit Law and Practice - A Guide

• Gebundenes Buch

Produktbeschreibung

"A new edition of Dennis Rosenthal's Consumer Credit Law and Practice - A Guide is always an event to be welcomed by the busy practitioner" Roy Goode, Foreword to 5th Edition Covers all aspects of the laws of consumer credit, covering consumer credit and consumer hire, contract terms, credit products, security instruments, procedures, practical problems and regulatory controls. Written in a clear and penetrating style, the sixth edition has been extensively updated and rewritten to take account of all relevant case law, legislation and developments and includes new content on: - the senior managers 'regime - promotions - Consumer Duty and the overlay with TCF (treating customers fairly) It assists in navigating the complex web of legislation, regulation, rules and guidance governing this area of law. It is essential reading for: banking and commercial law practitioners; in-house lawyers; companies operating in consumer credit related industries, including banks and building societies, credit card companies, finance and leasing companies; compliance personnel; and consumer advisers.

Produktdetails

• Verlag: Bloomsbury USA 3pl
• 6th edition
• Seitenzahl: 608
• Erscheinungstermin: 18. Januar 2024
• Englisch
• Abmessung: 244mm x 170mm x 33mm
• Gewicht: 1161g
• ISBN-13: 9781526524775
• ISBN-10: 1526524775
• Artikelnr.: 67740670

Autorenporträt

Dennis Rosenthal, of Gray's Inn, Barrister, a leading consumer credit lawyer who has advised banks, building societies, finance and other companies, credit card issuers, lawyers, trade associations and fraud prevention organisations, both in his capacity as a solicitor and a barrister; a long-time editor of Goode: Consumer Credit Law and Practice and Goode: Consumer Credit Reports.

Inhaltsangabe

1. Development of United Kingdom consumer credit law 2. The general
structure of the regulation of consumer credit agreements and consumer hire
agreements 3. Consumer credit and consumer hire 4. Types of credit and
credit agreements 5. Hire agreements 6. Exempt agreements 7. Multiple
agreements; modifying agreements; novation, variation and assignment of
agreements 8. The regulated agreement, pre-contract information and
disclosure 9. Contract terms 10. Duties of creditor/owner and rights of
debtor/hirer, prior to, during and after entry a regulated agreement 11.
Post-contract Information 12. Linked transactions 13. Credit brokers 14.
Agency 15. The supplier and related supplies 16. Ancillary credit
businesses 17. Credit cards and other payment cards 18. Security (including
mortgages) 19: The total charge for credit and APR 20. Advertising and
promoting credit and hire facilities and ancillary credit business 21.
Creditworthiness requirements 22. Discrete consumer credit agreements 23.
Electronic communications 24. Unfair relationships 25. Enforcement, dispute
resolution, damages claims and validation orders 26. Fraud, money
laundering, criminal offences and civil penalties 27. Data protection 28.
Funding and outsourcing 29. Miscellaneous accounting and tax aspects 30.
The overall scheme of regulation by the FCA 31. The FCA Senior Managers and
Certification regime 32. The consumer duty 33: FCA supervision, regulatory
reporting and enforcement 34. Alternative dispute resolution 35. The
European Community context 36. Concluding reflections