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This research work was done by the Bachelor of Commerce (Hons) Degree in Insurance & Risk Management student at Midlands State University in 2016. The main aim of the research work was to provide an in-depth knowledge of insurance and how may it be of essence to agricultural production for economic development of the nations, especially agro-based economies. l believe that, this piece of work will be useful to future researchers in the same field and nations all over the world.