David Trahair

Gebundenes Buch

Smoke and Mirrors: Financial Myths That Will Ruin Your Retirement Dreams, 9th Edition

Beschreibung

If you read the papers and listen to the "experts," you've heard the usual pitches about retirement: you'll need a million dollars or more so you better start an RRSP early and maximize your contributions, trust the stock market and mutual funds for the best returns and put your faith in a financial advisor. But what if this advice is wrong? By reading this book, you will learn the truth about these myths. You will also be given six free spreadsheets to figure out where you really stand, including the latest "Retirement Optimizer" that allows you to compute your retirement income year-by-year and the "Personal Rate of Return Calculator" so you can determine just how well your investments have done. Find out how much you'll really need to save. Smoke and Mirrors dispels the five main retirement myths: 1. If I had $1,000,000 I could retire. Find out why you might be fine with much less. 2. RRSPs are the holy grail of retirement. Discover what is more important than the size of your RRSP. 3. Don't worry about your investments; you'll be fine in the long run. Learn how to figure out the truth about how well your investments are really doing. 4. Income taxes are the enemy. We're all interested in reducing our taxes, but find out why tax shelters and donation schemes may be dangerous to your financial health. 5. Buy permanent life insurance to secure your financial future. Find out who needs life insurance, who doesn't and how to get it cheap.

Autor

David Trahair is a Chartered Professional Accountant (CPA, CA), speaker, trainer and author of five books on personal finance. Three of his books are National Bestsellers - the one you are holding, Enough Bull: How to Retire Well Without the Stock Market, Mutual Funds or Even an Investment Advisor and The Procrastinator's Guide to Retirement: How You Can Retire in 10 Years or Less. He is a straight shooter able to explain the often-confusing world of personal finance in plain English. Canadians appreciate David's no-nonsense style and the fact that his views are totally independent. There are no sponsors behind the scenes shaping what he says and he does not sell any financial products. David says and writes what he wants to - unfiltered advice for the hard-working Canadian. David operates his own personal finance training and content development firm specializing in eLearning. He currently gives in-class and online seminars to organizations including CPA provincial bodies in Alberta, B.C., Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario and Saskatchewan. He belongs to the Chartered Professional Accountants of Canada and Ontario. He is a frequent speaker, appears regularly in the media and often contributes to financial publications. He is also a former director of Credit Canada, a non-profit organization dedicated to helping people deal with credit problems. His website is www.trahair.com.

Produktdetails

• Verlag: Iguana Books
• Edition
• Seitenzahl: 134
• Erscheinungstermin: 25. Juli 2018
• Englisch
• Abmessung: 229mm x 152mm x 11mm
• Gewicht: 367g
• ISBN-13: 9781771805308
• ISBN-10: 1771805307
• Artikelnr.: 63238903