Role of Self Help Groups & Micro Finance in Rural Development

Role of Self Help Groups & Micro Finance in Rural Development

A Case of Siddipet, Andhra Pradesh, India

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Microfinance is defined as any activity that includes the provision of financial services such as credit, savings, and insurance to low income individuals which fall just above the nationally defined poverty line, and poor individuals which fall below that poverty line, with the goal of creating social value. The creation of social value includes poverty alleviation and the broader impact of improving livelihood opportunities through the provision of capital for micro enterprise, and insurance and savings for risk mitigation and consumption smoothing. A large variety of actors provide microfin...