One- To Four-Family Properties with Multiple Losses Insured by the National Flood Insurance Program

One- To Four-Family Properties with Multiple Losses Insured by the National Flood Insurance Program

Property Characteristics, Community Demographics, and Mitigation Strategies

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The increased frequency and severity of flooding in the United States are likely to increase the number of properties that experience multiple flood losses. However, only limited information is readily available on the characteristics of such properties despite being a significant driver of the claim costs of the Federal Emergency Management Agency (FEMA)'s National Flood Insurance Program (NFIP). Data are available on the location of properties that have repeatedly flooded, for example, but information is not readily available on the cause of loss (coastal flooding or riverine flooding), stru...