Innovative Experiences in Access to Finance
Market-Friendly Roles for the Visible Hand?
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This book discusses recent innovative experiences in broadening access to credit in Latin America. These experiences are consistent with a newly emerging view that recognizes a limited role for the public sector in financial markets, but contends there might be room for well-designed, restricted interventions in collaboration with the private sector to foster financial development and broaden access. The book concludes with some open policy questions about the role of public and private sectors in driving financial innovations.
Interest in access to finance and awareness of its importance have increased significantly since the early 2000s. Growing evidence suggests that lack of access to credit prevents many households and firms from financing high?return investment projects, which has an adverse effect on growth and poverty alleviation.
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