INCLUSIVE LIFE INSURANCE: a challenge of innovation on the Congolese market

INCLUSIVE LIFE INSURANCE: a challenge of innovation on the Congolese market

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"The main problem of poor people is not a lack of income, but a vulnerability to risks linked to precariousness" (Floriane Bozzo). The main function of insurance (to reduce poverty) makes us think about the lives of people with variable low incomes who are not covered by compulsory insurance. What happens to them in the event of disability or old age? Far from lacking a culture of risk, these populations erect dykes of social protection against any hazard of life. However, these informal modes of insurance deteriorate as one encounters other civilizations with an individualistic bent. Families...