Impact of Micro-Finance on Rural Economy
A study on Tripura, India
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Microfinance in India is currently being provided by three sectors: the government, the private sector, and charities. These three sectors, as large as they are, have only a small fraction of the capital and geographic scale required to meet the overwhelming need for finance amongst India's rural poor. The major form of microfinance in India is that based on women's Self Help Groups (SHGs). The book focuses on micro-financing through SHGs. After going through the survey, the result shows that there is a significant relationship between the levels of age group, profession; income level and leve...
Microfinance in India is currently being provided by three sectors: the government, the private sector, and charities. These three sectors, as large as they are, have only a small fraction of the capital and geographic scale required to meet the overwhelming need for finance amongst India's rural poor. The major form of microfinance in India is that based on women's Self Help Groups (SHGs). The book focuses on micro-financing through SHGs. After going through the survey, the result shows that there is a significant relationship between the levels of age group, profession; income level and level of satisfaction except for educational qualification. The SWOT analysis of SHG shows that strengths and opportunities are in good condition compared to weaknesses and threats. This is satisfactory evidence of the fact that the self-help groups are guaranteed to conquering the minor weaknesses and threats utilizing the significant strengths and opportunities that they have. It's concluded that SHG - Bank linkages are a successful step in providing access to finance to the rural needy people and to improve the socio and economic condition of the rural people.
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