An Analysis of Medical Savings Accounts: Do Two Wrongs Make a Right?: Do Two Wrongs Make a Right? (AEI Special Studies in Health Reform)
Mark V. Pauly
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An Analysis of Medical Savings Accounts: Do Two Wrongs Make a Right?: Do Two Wrongs Make a Right? (AEI Special Studies in Health Reform)

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Medical savings accounts (MSAs), an alternative to conventional health insurance, are designed to offer individuals the opportunity to save money while providing greater economic efficiency in the medical care sector. However, this study argues that MSAs are unlikely to lead to efficient spending.