A Comparison of Two Methods in Credit Scoring
Daniela Rodrigues Recchia
Broschiertes Buch

A Comparison of Two Methods in Credit Scoring

with Application on Metro Data

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The credit scoring methodology is increasingly used in companies and business field. This method once in the 1950 s introduced has developed and cover new branches today, such as mailing and fraud. This methodology is one of the most important to manage risks and estimate the probability of default of a client by borrowing money. There are several statistical methods to select the relevant characteristics for the scoring model such as linear regression models and classification tree and the goal in this study is to compare the two most used statistical methods on credit scoring: logistic regre...