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The findings of this book proves that bank consolidation is a tool that can be used to enhance lending capacities to small and medium scale business operators. Small and medium scale businesses are the engines of growth in developing and developed economies and as such has to have enough funds to run smoothly. The book shows how the Bank consolidation exercise in Nigeria revolutionized the financial capabilities of banks for economic growth in Nigeria. Small and medium scale business operators all over the world will find this book useful in improving their business performance. Book will be useful to researchers, decision makers in the banking industry and government. Book will also be useful to international investors. It also serves as reference point for the academic environment in the field of management, banking and finance.