The Insurance Imperative : Concepts & Systems
Insurance in the Indian Context
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The insurance industry of India consists of 57 insurance companies of which 24 are in life insurance business and 33 are non-life insurers. In addition to these, there is sole national re-insurer, namely, General Insurance Corporation of India . Other stakeholders in Indian Insurance market include agents (individual and corporate), brokers, surveyors and third party administrators servicing health insurance claims.Government's policy of insuring the uninsured has gradually pushed insurance penetration in the country and proliferation of insurance schemes. The Government of India has taken a n...
The insurance industry of India consists of 57 insurance companies of which 24 are in life insurance business and 33 are non-life insurers. In addition to these, there is sole national re-insurer, namely, General Insurance Corporation of India . Other stakeholders in Indian Insurance market include agents (individual and corporate), brokers, surveyors and third party administrators servicing health insurance claims.Government's policy of insuring the uninsured has gradually pushed insurance penetration in the country and proliferation of insurance schemes. The Government of India has taken a number of initiatives to boost the insurance industry. The future looks promising for the life insurance industry with several changes in regulatory framework which will lead to further change in the way the industry conducts its business and engages with its customers.Demographic factors such as growing middle class, young insurable population and growing awareness of the need for protectionand retirement planning will support the growth of Indian life insurance.This book deals with the Concepts and Systems in the Insurance sector in India.
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