A year's worth of money-saving, life-improving tips!This book
is about how you can live on less, spend less, and yet be far
richer and happier for it. That is not to say that this is a book
about going without, living the life of an ascetic monk or never
succumbing to the desire to buy a Paul Smith shirt or a plasma TV.
In fact, this book is about how you can actually have and enjoy
more in your life than you have today while dramatically reducing
the financial expenditure it takes to achieve it. By spending less
you really can have more.Right now you may be feeling weighed down
by the endless expenses and financial worries that can dominate our
lives. We enjoy a larger abundance of material goods and wealth
than we have ever had before. Yet worrying about money is still the
single biggest causes of stress - a condition that affects over a
million people in the UK and accounts for 1 in 4 visits to a
doctor's surgery.The good news, however, is that you can choose
to resist the imperative to grow richer and richer, heavier and
heavier, yet increasingly hassled and dissatisfied. You do not have
to succumb to the pressure to forever earn more, spend more and pay
more for everything. You can substitute the clutter of excessive
possessions and expenses with a new and elegant simplicity that
allows you to appreciate the power of less.By taking on a new
attitude to money and possessions, you can go from feeling as if
you are leaking money every time you leave the house to feeling
immensely wealthy, from feeling unsure about whether you can make
ends meet to having the pleasure of always having spare money and
savings in the bank.In some ways this is calling for only a small
shift in the way you live, yet it is a small shift that can have an
enormous impact on your life. Most of the 365 tips in this book can
help save you the odd £20, £50 or £200 a year. Some could help make
you £50,000 richer right away. Others could serve as a complete
breakthrough in helping you rethink, reorder or re-prioritise your
life.Join the spend less revolution!
"This work provides a year's worth of money-saving, life-improving tips...about how you can actually have and enjoy more" (Dorset Society, January 2009)
Inhaltsangabe
Preface
Introduction
PART 1: THE PROBLEM - OR WHY, DESPITE EARNING A NOT INCONSIDERABLE AMOUNT OF CASH, MOST OF IT DISAPPEARS ON JUST PAYING FOR THE BASICS
So why does life cost so darn much these days?
The myth of low inflation: Our hyperinflated, hyperbloated lives
Deranged consumerism. The pressure to spend, Spend, SPEND
So is all this extra money making us any happier?
We're all going nowhere - But we're going there fast
How selfishness and ceaseless consumerism are destroying life
PART 2: THE SOLUTION - 7 RULES TO HELP YOU LIVE BETTER, SPEND LESS AND NEVER LET MONEY RUIN YOUR LIFE AGAIN
So where has this book managed to get us so far
Rule 1: Who said you need lots of money anyway?
Rule 2: Don't let the power of it's only £20 excuse ruin, bankrupt or leave you poor forever
Rule 3: Rescue the essential from the clutches of the irrelevant
Rule 4: Don't go buy new if you can beg, borrow, steal or go without
Rule 5: Cultivate an enjoyment of elegant frugality
Rule 6: Find your own personal financial black holes and weaknesses
Rule 7: Always remember that it is about have more rather than less
PART 3: THE TACTICS - 365 WAYS TO SPEND LESS WHILE IMPROVING THE QUALITY OF YOUR LIFE
Shopping
Your house and your home
More ways of saving or making money whenever you buy or sell property
